Super Visa Insurance for Parents & Grandparents

Super Visa Insurance is a specialized health insurance plan designed for parents and grandparents visiting Canada under the Super Visa program. It provides emergency medical coverage that meets the requirements set by Immigration, Refugees and Citizenship Canada (IRCC).

IRCC requires a minimum of $100,000 in emergency medical coverage that is valid for at least 1 year from the date of entry to Canada. Our plans typically offer coverage ranging from $100,000 to $300,000.

Yes, almost all providers offer monthly payment options for Super Visa Insurance, making it more affordable to get the required coverage.

Super Visa Insurance is specifically designed to meet IRCC requirements for the Parent and Grandparent Super Visa program, with higher coverage limits (minimum $100,000) and longer durations (minimum 1 year). Regular travel insurance typically has lower limits and shorter terms.

Super Visa Insurance covers sudden and unexpected illnesses or injuries that occur after the effective date of the policy. Pre-existing conditions may be covered depending on the plan you choose and the stability period requirements.

Most physicians and pharmacists access your insurance details directly and handle the billing for you, so you don’t need to take any action. If they don't handle it for you then in case of a medical emergency, contact the assistance number provided in your insurance documents immediately. For non-emergency claims, you can typically submit receipts and documentation through the insurer's online portal or by mail.

Yes, most providers allow you to extend your coverage while in Canada, provided you do so before your current policy expires and there haven't been any significant changes in health status.

Many of our Super Visa Insurance plans offer a pro-rated refund for unused coverage if your parents return to their home country permanently before the policy end date, minus any applicable fees.

Most Super Visa insurance policies do not cover routine doctor visits, planned vision or dental care, or refills of prescription medications that were already in use before the departure date. It’s important to review your specific policy documents for a complete list of exclusions and coverage limitations.

If a Super Visa is granted but your parent or grandparent decides not to travel, the insurance policy can typically be canceled. In such cases, a refund may be issued to the applicant, minus an administrative fee, which can be up to $250 per policy per person or more, depending on the insurer.